Payments

Most popular FAQs

What are my payment options?

As the rest of the world moves online, so too do your options for paying your bills with Synergy. However, while this is a convenience we offer our customers, it's not mandatory, and there are plenty of options that let you make payments in a manner that's convenient to you.

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How do I set up Direct Debit?

The quickest and easiest way, is via My Account - where you can also update your nominated bank account or credit/debit card details (when required). If you need any help getting set up, then talk to one of our friendly customer service representatives on 13 13 53.

Set and forget with Direct Debit

Will I be disconnected if I can't afford to pay my bill?

If you’re having trouble paying your bill:

Apply for a payment arrangement that allows you to pay off what's owing over time by regular instalments.

Just have a copy of your bill or My Account log in details handy to get started...

Set up a payment arrangement

If your circumstances change and you're unable to meet your payment plan, please call us on 13 13 53 as soon as possible . Together, we can find an appropriate payment solution to make it easier to manage your bills and avoid getting into debt.

Learn more about Synergy’s Financial Hardship policy

Other services and assistance that can help:

• Arrange for automatic deductions from your Centrelink payments via Centrepay
• Seek the assistance of a financial counsellor
• Claim all relevant concessions you’re eligible for e.g. pensioner rebates
• Check if you’re eligible to apply for the Government’s Hardship Utility Grant Scheme (HUGS)

Is there a fee for using a credit or debit card?

A small transfer fee will apply if you prefer to pay your bills or opt in to Direct Debit with a credit or debit card:

• Mastercard Debit cards will incur a fee of 0.43 % (incl. GST)
• Mastercard Credit cards will incur a fee of 0.77% (incl. GST)
• Visa Debit cards will incur a fee of 0.39% (incl. GST)
• Visa Credit cards will incur a fee of 0.90% (incl. GST)
• American Express credit cards will incur a fee of 0.84% (incl. GST)

If you are setup for Direct Debit and pay via debit or credit card you will continue to see the transaction fee on your next Synergy bill.

We offer other payment methods which do not occur transaction fees, these include:

• Payment through My Account using your bank account 
• Direct Debit using your bank account
• BPAY

Other FAQs

Where do I update my credit card or bank account details for my Direct Debit?

Keep your credit card or bank account details for Direct Debit up-to-date,  anytime, anywhere via My Account.

Log in to My Account

Please make any changes at least 5 business days before your next Direct Debit payment date so your details are updated in time.

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Which payment options do not incur transaction fees or payment surcharges?

We offer the following payment options which do not occur transaction fees or a payment surcharge:

• Payment through My Account from your bank account 
• Direct Debit* from your bank account
• Using BPAY View and paying directly from your bank account^
• Online from your bank account using Synergy's 'Pay My Bill' form
• In person at Australia Post if you are an eligible concession card holder, a residential customer who is 65 years of age or older or you are currently considered by Synergy to be experiencing financial hardship

* Direct Debit Service Agreement terms and conditions apply.

^ Your financial institution's BPAY View terms and conditions apply. Contact your financial institution for more information. 

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What are Synergy Engage operational hours?

Synergy Engage operational hours are 8am – 5pm weekdays. This program is available by invitation only.

Am I notified of successful Direct Debit transactions?

No. This is because Direct Debit is a regular deduction so you won’t get notified or sent a receipt for these payments. It’s best to check your bank statement or you can log in to My Account and check the payment record under the tab 'Bills and Payments'. Payments we successfully receive may not be recorded in My Account until 24 hours after the payment is made.

Are there any instalment amount limits?

There is a $20 minimum Direct Debit instalment amount; however there are no maximum dollar limits you can pay through My Account. The only restrictions could be the credit card limit or daily maximum transfer limit imposed by your bank.

Can Direct Debit payments be paid from any bank account?

Direct Debit works with most bank accounts within Australia only. Even better... we won't charge you any transaction fees if you nominate a bank account as your payment option (a small fee only applies to credit or debit card payments).

For any bank account queries, please contact your bank.

Can the Direct Debit bank account be in a different name than my Synergy account?

If you choose to make bill payments using Direct Debit and are an authorised contact (i.e. not the Synergy account holder), you will need to provide Synergy with consent to establish the Direct Debit in the name of the bank account holder and on behalf of the Synergy account holder.

The nominated bank account holder will need to ensure there are enough funds in the account to cover the payments and will also need to read the Direct Debit Service Agreement, these can be found here  

How do I cancel my Direct Debit?

The easiest way to cancel your Direct Debit or update your account details is via My Account.

Your payment may still be debited automatically if you cancel your Direct Debit less than 5 business days before your next bill payment or instalment is due.

How do I change my Direct Debit details?

You can change your Direct Debit details online via My Account, or if you haven't registered for My Account, you can contact us. To make changes to your Direct Debit arrangement you will need to advise us of the change at least 5 business days before your next Direct Debit withdrawal date, so your details and arrangement are updated before your next scheduled Direct Debit withdrawal date.

How do I modify my Direct Debit by Instalment amount?

You can change your Direct Debit details online via My Account. You will need to do so at least 5 business days before your next Direct Debit Instalment withdrawal date, so your details and Direct Debit arrangement are updated before your next scheduled Direct Debit Instalment withdrawal.

How do I modify my Direct Debit by Instalment payment frequency?

You can change your Direct Debit by Instalment frequency online via My Account. You will need to do so at least 5 business days before your next Direct Debit Instalment payment date, so your details and Direct Debit arrangement are updated before your next scheduled Direct Debit Instalment withdrawal.

How do I suspend my Direct Debit by Instalment arrangement?

You can change the start date of your Direct Debit by Instalment arrangement online via My Account. By changing the start date to a date in the future, this will effectively suspend your Direct Debit by Instalment withdrawals until that date – by cancelling your current Direct Debit arrangement with Synergy and requesting a new Direct Debit arrangement.  You will need to do this at least 5 business days before your next scheduled Direct Debit Instalment withdrawal.

How secure are my Direct Debit details?

We take protecting your information seriously. Any bank account or credit/debit card details your provide us are kept private and confidential. We’ll only disclose this information, if necessary, to process payments, investigate disputes, or, if we are legally obliged to.

I have Direct Debit. What happens when my credit card expires or when I receive a new credit or debit card?

We keep track of your card's expiry date, to help make sure your Direct Debit won't be disrupted. We'll notify you in writing or via email (if you're registered for Paperless) in advance to remind you to update your credit/debit card details.

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I have received an SMS from 0408 673 340, is this from Synergy?

Yes, Synergy are sending two-way SMS messages from this number for customers selected to take part in Synergy’s Engage program. This program is available by invitation only. If you have been contacted by our office and agree to be part of this program you can reply to SMS messages from this number with one of the options given to update your account or make payments instantly. Your provider’s usual SMS charges will apply.

What are the terms and conditions for Direct Debit?

The current terms and conditions for Direct Debit can be found by downloading a copy of the Direct Debit Service Agreement 190KB

What happens if my bank account has insufficient funds?

If there are insufficient funds in your bank or credit/debit card account, the transaction will usually be rejected by your bank. We will post you a rejection notification and details of any dishonour fees charged to us by your bank, which are then added to your next bill.

Late payment of your energy account could result in an overdue notice fee. Additional late payment charges may apply to outstanding balances over $1,000.

What happens to my Direct Debit when I move house?

Your can keep your Direct Debit arrangement in place to pay your final bill on your existing account. 

When you move, we'll ask you to confirm or update your Direct Debit preference and details so we can make sure they're set up for your new property.

You can manage your Direct Debit through My Account, or you can contact us and one of our friendly colleagues will assist you to re-establish your Direct Debit against your account at your new address.

Manage your Direct Debit (via My Account)

What info will I need to sign up for Direct Debit?

Firstly, you’ll need your account number (you'll find this top left, on the front page of your bill). You’ll also need your bank account details, including the account holder's name, your BSB number and account number. If you’d rather pay by credit card, we just need to know the name of the cardholder, the card number and expiry date.

Set and forget with Direct Debit

What is a one-off bank transfer payment?

One off bank payment is a new, fee-free way of paying your Synergy bill using your bank details. Make a one off payment. All you need is your BSB and bank account number.

What is Direct Debit?

It’s the set-and-forget way to pay bills. If you sign up for Direct Debit, we’ll debit the charges on your bill automatically from your nominated bank account or credit/debit card, whenever your bill is due to be paid. Choosing Direct Debit means your energy bill is always paid on time, without you having to remember dates, or even lift a finger.

What types of credit cards can I use for Direct Debit?

You can use Visa, Mastercard or American Express. If you pay by debit or credit card, a transaction fee will apply and be added to your next Synergy bill.

When is the money debited from my account, if paying by Direct Debit? 

The amount due will be debited from your bank account on; or shortly after the due date shown on your bill. It takes up to 2 days for this payment to reach your Synergy account.

Where can I find my payment number?

You'll find this at the bottom right of your bill (that's the 10 digit number on the first page just below the dotted line).

Will I still receive a Synergy bill if I sign up for Direct Debit?

Yes! You'll still receive a copy of your bill so you can keep track of your usage and check the amount due. We'll send it by post or deliver it straight to your inbox, depending on your Paperless preferences. 

Set up Direct Debit now

Why do I have to provide proof of payment if I have a missing payment?

Synergy requires proof of payment to be able to correctly locate, identify & transfer you missing payments.

The information requested help us to identify your specific payment in our system and if necessary, to be able to verify payments further with our bank.

What information am I required to provide for a missing payment enquiry?

Missing BPay payments:

Complete copy of a bank statement clearly showing;

• Payment amount
• Payment date
• Bank account holder/authorised payer 's name
• Biller code
• Payment reference number
• Receipt number

You can find these details using online banking or by asking your financial institution for a copy of your statement.

Missing Credit Card payments 

Complete copy of your credit card statement detailing the payment which includes:

• Payment date
• Payment amount
• Card holder’s name
• First 6 digits & last 3 digits of the card number

You can find these details through your online banking or by asking your financial institution for a copy of your statement.

Missing Australia Post payments 

Please provide a complete copy of your Australia Post receipt detailing the payment which includes:

• Payment date
• Payment amount
• Payment number
• Receipt number
• Post office location

A copy of the complete receipt is required and must be readable - you can request a copy from the Australia Post location where payment was made.

Missing Centrepay deductions

Please provide a complete copy of your Centrelink Transaction History detailing the payment which includes:

• Payment amount/s
• Payment date/s
• Payment number
• Centrelink CRN
• Name of the Centrelink concession holder

You can find a copy of your Transaction History in your MyGov account. You can also contact Centrelink and ask for a copy of Centrepay Deduction transaction history with the required information to be sent to you.

Missing Cheque payments

Please provide a complete copy of your bank statement detailing the payment which includes:

• Payment amount
• Date cheque has 'presented' with the bank

You can find these details through your online banking or by asking your financial institution for a copy of your statement.

How long does it take to find a missing payment?

The missing payments process can take up to a maximum of 3 weeks - this time allows us to locate your payments as well as have enough time for any follow ups that may be required regarding the issue.

How can I follow up on my missing payments query?

If you need to follow up regarding your Missing Payments query obtain your 800-ticket number from the automated response you would have received after you submitted your proof.

Call Synergy on either 13 13 53 for residential account enquiries or 13 13 54 for business accounts, advise the answering agent that you have a Missing Payments query you would like to follow up on & provide them with your 800-ticket number.

How will I know my missing payments query has been resolved?

Once the Missing Payments query has been resolved you will receive an email response from Synergy confirming that the missing payment has been located & allocated to your requested Synergy account.